Getting to Know the Person Behind the Personal Finance Blog

So recently a few awesome PF bloggers (Blonde on a Budget, Budget & the Beach, Debt PerceptionGive Me Back My Five BucksMaking Sense of CentsPlunged in Debt, Tales from the Trenches) have participated in this getting to know the blogger behind the blog survey, and I thought I would join in the fun too.

This is sort of the only time I’ve really delved into why I started up this personal finance blog, but if you also want to find out some random things about me, I’ve got a whole post about that too right here. Ok, let’s begin shall we?

1. How did you come up with your original blog name Mo’ Money Mo’ Houses?

My last name is Moorhouse and my old roommate and I had a thing for 90’s rap (Mo’ Money Mo’ Problems). Hence, Mo’ Money Mo’ Houses was born.

2. Which bloggers inspired you when you first started writing?

When I started out, my go-to blogs were Give Me Back My Five Bucks, Young & Thrifty, Squawkfox, and Gail Vaz-Oxlade. Since then my tastes have changed and expanded tremendously. I mean, I’ve got at least 100 PF blogs on my Google Reader right now by people all over the world!

3. Why write about finance?

I’ve always been interested in money, even as a young kid. That being said, it wasn’t until I finished university that I realized that I didn’t want to be a starving filmmaker but instead wanted to be a financially stable adult with health benefits and a retirement plan. That major epiphany not only changed the direction of my career but also motivated me to start writing about my personal finance journey.

4a. What do you enjoy most about blogging?

I’d say the community. When I started blogging I just thought it would be me writing and my family and friends reading. But after a few months I realized that there was this huge PF community out there who are all about supporting and inspiring one another. I can tell you this right now, if it weren’t for such an awesome community like this one, I don’t think I’d still be blogging today.

4b. What do you enjoy least about blogging?

The major time suck that it is. I’ve definitely gotten better at time management after a year of blogging, but it seriously is like having a part-time job.

5. What’s the most helpful piece of advice you have learned from reading other PF blogs?

No matter how dire your current financial situation is, you can turn it around for the better if you really want to. It may take a lot of hard work, sacrifice, and time and patience, but if you really want to change things all you’ve got to do is your research then make a plan and stick to it.

6. In terms of finance, what is your main focus at the moment?

I think my focus has always been about finding balance. The main goal (at least to me) of personal finance is to become the best saver, earner, and investor that you can be. But with that, you also need to find a good balance with all of those things and your daily life. It isn’t hard to save every dollar you earn, but what’s the point if you have to stay home every night eating ramen to do it? I want to experience life to the fullest, without having to sacrifice my finances or future to do it.

7. If you could give your younger self financial advice, what would it be?

I was always relatively good with my money when I was younger, but did I keep track of my saving and spending? Nope! Somehow I paid for my university tuition, but every semester I worried that I wouldn’t be able to afford the next one. If I could go back I would’ve made myself a budget and actively tracked where all my money went, because to this day I have no idea how much I earned or what I spent it on.

8. Who in your real life knows about your blog?

Everybody. I’m telling you, if I didn’t tell my family and friends about this blog when I first launched it nobody would have found it.

9. Does your real job have anything to do with finance or money?

Somewhat yes. I work in sales, but I swear if you had told me in high school that I would need to use math in my future career and handle money on a weekly basis, I would have told you to f*** off. Life sure is funny sometimes isn’t in?

10. What’s the first thing you would do if you won a million dollars?

Buy a big-ass boat. Ha! Just kidding. There’s no way I’d waste money on all those moorage fees. If I won a million dollars I’d make sure all my debts were paid off if I had any, then invest in property. I know, how boring, but I live in Vancouver where a million bucks won’t get you far so I’m just being realistic.

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Showing 18 comments
  • Girl Meets Debt
    Reply

    The sad thing about living in Vancouver is that a million dollars wouldn’t even buy that nice of a house 🙁 I love how you came up with your blog name, very Mo’ Cool 😉

    • Mo' Money Mo' Houses
      Reply

      It’s true. You could maybe by a house in Burnaby or Coquitlam for $1 million bucks, but not in Vancouver anymore.

  • The Norwegian Girl
    Reply

    I love how many bloggers have a background that doesn´t have anything to do with finance, but perhaps that`s what makes them so interesting. they`ve had to find things out on their own! I have a question for you, if you didn`t write about money, but had to blog about something, what would you write about??

  • Michelle
    Reply

    I love that you did this too! I always love learning about why others started their blog. I agree, the community is awesome.

    • Mo' Money Mo' Houses
      Reply

      The community really is. A year ago I had no idea you could form real friendships through blogging. Who knew?

  • Well Heeled Blog
    Reply

    ” I want to experience life to the fullest, without having to sacrifice my finances or future to do it.” <—- Yes! That's my goal as well. Still trying to find that elusive balance. Are you actively saving for a down payment right now?

    • Mo' Money Mo' Houses
      Reply

      Ya I am saving towards a down-payment. Of course I don’t know when I’ll buy or what exact amount I’ll need, but I’m still putting a chunk of change away every paycheque for me to buy a place eventually.

  • Mackenzie
    Reply

    I think I remember reading in one of your blog posts, that you were still debating whether or not you were going to change your last name once you were married? Did you decide? (By the way, I love how you came up with your blog name!)

    • Mo' Money Mo' Houses
      Reply

      I haven’t decided actually. I’m so torn! I think what I’ll do is wait until after we are married then see how I feel. I mean the good thing is if I want to change it I can change it at any time.

  • Student Debt Survivor
    Reply

    Had no idea about the name. Love that! Blogging does take up so much time. I’ve been trying to find a balance between work, blog and family. Fortunately bf is also into computers and entertains himself for hours on the Internet, so we “ignore” each other together 🙂

  • K.K. @ Living Debt Free Rocks!
    Reply

    I’ll be doing this post on LDFR! in a couple of days. You were one of the first to make me feel welcome when I first began blogging so thanks 🙂

  • OutlierModel
    Reply

    I like reading this blog series. 🙂 $1 million would still buy you a beautiful townhouse in a nice Vancouver neighbourhood with a bit left over for your retirement fund.

    • Mo' Money Mo' Houses
      Reply

      I guess, but isn’t sad that $1 million still won’t get you a detached house in Vancouver? It’s crazy!

  • Kasey@DebtPerception
    Reply

    The shake in your left hand looks so yummy! 🙂 Glad you did this! Blogging can really be a time suck but the community makes it worth it! Thanks for the mention!

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