[Ep. 72] How to Keep It Simple with Your Credit Cards with David Rubenstein

This episode is sponsored by LowestRates.ca, where you can find the lowest rates in Canada for your mortgage, auto insurance, life insurance, and more…just like that. Make sure to check out their awesome blog, especially their Young Money series.

This is by far the most in-depth episode about credit cards I’ve ever done, so I hope that is exactly what you’re looking for! For this episode, I chat with credit card expert David Rubenstein from CreditShout and CreditForums and we get into all the important stuff you should know about credit.

Now, we cover a lot of ground in this episode, but an important thing I wanted to reiterate is the importance of checking your credit report once per year. In Canada, you can get free reports from Equifax Canada and Transunion Canada. In the U.S., you can get free credit reports from Experian, TransUnion, and Equifax. Not only is this a way to help prevent identity theft, but it’s also just a good way to keep on top of your credit.

For more useful tips, tricks and info, check the resources below!

Helpful Posts on CreditShout

• Top 11 Hidden Credit Card Perks
• Best Credit Cards for Building Credit
• Zero Percent APR Credit Cards: What You Need to Know in 2016
• Card Hackers: New Credit Card Churning Rules to Limit Your Signup Rewards
• How To: Budget With The 50 / 30 / 20 Rules

What Kind of Card Does David Use?

I was interested to hear that even though David has such a vast knowledge of all the credit card sign-up offers and benefits around, he doesn’t play the credit card churning game at all. Instead, he just keeps it simple and uses a 2% cashback credit card.

Follow David on Social

• Follow CreditForums on Facebook
• Follow CreditForums on Twitter

For more podcast episodes, check out the Podcast page.