I can’t believe it’s almost 2015. I can still remember vividly being in middle school and getting ready to celebrate the millennium. I even held onto this candle shaped like “2000” for a good 7 years because I thought it would be worth something in the future. Gosh, even then I was thinking about personal finance! 

Now, almost 15 years later, it’s crazy to see how far I’ve come. I live in a new city and province now. I work in marketing. I’m married. And if all goes well, I’ll be a homeowner soon.

2014 has been a really good year for me. I think to counter the craziness of 2013, it was also fairly subdued. A lot happened, but nothing as emotionally exhausting as the previous year.

Although there were a few lows (namely the awful winter and some homesickness), overall 2014 was a very positive year. I made some great friends, I switched careers, and most importantly I finally feel like my HB and I have made a real home for ourselves in Toronto.

As a look back on 2014, here are some of the highlights from my past year.

My Financials

After a crazy (and expensive) 2013, I finally replenished all of the money I spent from my emergency fund.


My HB and I got ourselves a financial planner and have organized all of our money to fit our new married life together.


My HB and I got pre-approved for a mortgage and will be house hunting in Toronto soon.


I cancelled my AMEX and Visa credit cards (they both seriously have the worse customer service), closed my bank accounts with Tangerine, Coast Capital Savings and PC Financial, and now have all of my money in one convenient place, RBC.


My Life

I finished school (for a second time) and received my certificate in Digital Marketing Management. It’s now sitting in a frame on my bookshelf.


I switched career paths, got a new job I love (with an increased salary to boot) and am still loving every bit of it!


I did a ton of Toronto tourist type things including visiting the Toronto Zoo, the Art Gallery of Ontario, Toronto Island and the CN Tower.


I celebrated my 3 year blogiversary.


I traveled to Buffalo, Montreal, New Orleans and Vancouver (twice).


I celebrated 1 year of marriage and almost 8 years together with my HB.


I can’t wait to see what 2015 has in store for me. But until then, I hope you all have a wonderful New Years and see you all next year!

What were some of the highlights from your 2014?

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